1, the National Insurance Association (NAIC) Health Insurance Standards Act standard
(A) unified personal accident and sickness insurance provisions of the Law. Including personal health insurance of certain provisions of the Law.
(B) group insurance and group insurance standard terms and conditions defined model method. Definition that can be insured groups, including group health insurance, some of the provisions.
(C) the newborn Standards Act. Provided by the insured person, including dependent children under the policy, the insured person’s insurance covers the same newborn.
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Posts Tagged ‘U.S’
U.S. health insurance regulation
Saturday, December 19th, 2009U.S. credit rating of insurance companies
Friday, December 18th, 2009Rating agency
Each rating agency to independently determine their data types, as well as published sources of information on the insurance companies to evaluate the economic situation and the potential for consumers to buy or insurance companies to provide information for investors. The following are five well-known rating agencies: AM Best, Standard & Poor’s, Moody’s,Duff & Phelps and Weiss
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U.S. auto consumers how to pay the insurance
Friday, December 18th, 2009U.S. car owners insurance options
After buying every car owner will be faced with buying a car insurance problem: select which company to buy what kind of insurance the most appropriate and economical. Houston, Mr. Gong and Mr. Berry to buy car insurance cover good representative.
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U.S. insurance companies auto insurance program
Friday, December 18th, 2009U.S. insurance companies are all kinds of auto insurance, but usually include four items:
The first: Liability Insurance
The law requires that vehicle owners to buy. When the driver of the other cars due to their own negligence caused damage or physical injury, the insurance company will pay the damage caused. But the perpetrators of such insurance does not pay his car and physical injury. If the perpetrator of the damage caused by the other party more than the sum insured, the insurance company will not pay the excess portion. In other words, this is a there is a limit of compensation. Liability insurance is usually about a year between 300-400 U.S. dollars. The maximum compensation amount of vehicle damage 1-50000 U.S. dollars at about the maximum compensation amount of physical damage in the range 1-300000 U.S. dollars. Major cities such as New York, Washington, Los Angeles and so on, higher insurance premiums than in smaller cities because the cities likely to be involved in an accident is much higher than small cities.
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